Under construction in Ivy Hill Village, a new subdivision in the Great Neck section of Waterford, consisting of 40 quaint Nantucket style homes built by Adams Builders LLC with an eye for detail and emphasis on low maintenance. This private community has a monthly association fee which includes ground maintenance and snow removal adding to the quality of life of its residents. There are 4 two story models to choose from, this being the Nantucket which offers 3 BR's including a primary bedroom on the main floor, large living/dining area and eat in kitchen with an island. With approximately 500 sq feet on the upper level, there are 2 additional bedrooms and full bath. Units have options for main level laundry closets. Ask for a list of available upgrades which could include 9' ceilings, hardwoods throughout and a whole house generator to name a few. The Jordan and The O'Neil offer a large open floor plan with 1/2 bath and laundry on the main level and 2 bedrooms and 2 full baths on the upper level. All styles have a one car attached garage and patio or deck. Some units under construction now and will be ready by Aug 1. Building specs are in attachments. Just minutes to Harkness Park, Waterford Beach and Eugene O'Neil Theatre. A short walk to the new village green and duck pond. Come see what Waterford has to offer, you won't be disappointed. Shown by appointment only.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Upper |
Bedroom 2 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Upper |
Bedroom 3 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Upper |
Bedroom 4 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Upper |
Bedroom 5 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Upper |
Bedroom 6 | Walk-In Closet,Wall/Wall Carpet | 12.0 x 16.0 | Upper |
Bedroom 7 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 8 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 9 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 10 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 11 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Bedroom 12 | Walk-In Closet,Wall/Wall Carpet | 11.0 x 12.0 | Upper |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Kitchen | Sliders,Hardwood Floor | 9.0 x 12.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Living Room | Hardwood Floor | 15.0 x 17.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 14.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 14.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 14.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 14.0 | Main |
Primary Bedroom | Wall/Wall Carpet | 12.0 x 14.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,188 | $3,185 | $4,041 |
Total Monthly Payment | $3,280 | $3,277 | $4,133 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.