4405 VT Route 12, Elmore, VT, 05657 | $699,000

This idyllic 27 acre property features a 4 bedroom 1 3/4 bath gambrel roof house. The house was built new for the sellers in 1984. The property has never been rented and is only gently used and well maintained by the sellers. The house has a new roof, new propane boiler, wood floors throughout, a Hearthstone woodstove in the living room with exposed beams. Much desired dinning room. First floor bedroom. The oversized 16' x 16' eat-in kitchen has a cathedral ceiling with exposed beams. Mudroom with hookups. The house has a newer drilled well and a spring as well. Currently the house has rustic log siding. The siding can be changed by the next owner if a different aesthetic is desired. The 27 acres of land offers great recreation possibilities including hiking, mountain biking and 4-wheeler access to private trails on the property. The private forest is made up of a lot of hardwoods, enough to provide ample firewood for the property. The trail access is by a small bridge in the backyard. The 250' driveway provides easy access to VT Route 12, which is maintained by the State. Easy access on paved roads to area hot spots. 2. 2 miles to Lake Elmore 3. 1 miles to the Elmore Store. 17 miles to Stowe Village. 23 miles to Stowe Mountain Resort. 51 miles to Burlington Airport. 124 miles to Montreal. 200 miles to BOS. No representation is made for the redundant woodfired boiler. The land is not enrolled in the VT Current Use Program and is potentially eligible.

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 1 full / 1 three-quarter
  • Style: Gambrel
  • Year Built: 1983
  • Heating: Baseboard
  • Cooling: Attic Fan
  • Basement: Bulkhead,Concrete,Concrete Floor,Unfinished,Interior Access,Exterior Access
  • Approx Sq. Feet: 2,416
  • Acreage: 27
  • Est. Taxes: $5,649
  • Lot Desc: Sloping,Timber,Walking Trails,Wooded
  • Elem. School: Elmore Lake School
  • Middle School: Peoples Academy Middle Level
  • High School: Peoples Academy
  • School District: Lamoille South
  • MLS#: 4985511
  • Website: https://www.raveis.com
    /prop/4985511/4405vtroute12_elmore_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/9/2024
Listing courtesy of Pall Spera Company Realtors-Stowe Village   Phone: 802-253-1806
Listing Agent: George Bambara

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4405 VT Route 12, Elmore, VT, 05657

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.893% 7.171% 6.623%
Monthly Tax Payment $471 $471 $471
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,767 $3,717 $4,833
Total Monthly Payment $4,330 $4,280 $5,396

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.