Do not miss this RARE OPPORTUNITY to purchase a 2023 built move in ready home on Palm Island! This gorgeous home offers an abundance of high-end quality finishes, partial views of the Gulf of Mexico and a full view of the canal from behind your home on your covered lanai to enjoy relaxing Florida sunsets. This home offers 2, 460 square feet of air-conditioned area with an overall square footage of 4, 501. There are 4 bedrooms and 3 full baths with 10 feet ceilings, 8-foot doorways and vaulted ceilings over the living, dining and kitchen area. There is an elevator stop on all floors! Throughout the entire home is six-inch Luxwood Whiskey Barrel luxury vinyl plank flooring. Both HUGE lanais offer AZEK decking- one lanai is screened in and the lanai on the top floor left open to have clarity for the beautiful view it provides. The Master Suite offers private access to the screened lanai and has custom faucets, matching quartz countertops, two walk-in closets, dual sinks, vanity, freestanding soak tub and separate walk-in shower with niches. All of the tiled showers throughout the home have niches and are handicap accessible. This home offers plenty of storage throughout every room. The two-car garage has smart vents, smart Wi-Fi garage door openers with MyQ mobile app, dedicated circuit for a refrigerator, 60-amp electric car charger, golf cart charger, and Thermacore insulated steel hurricane rated garage doors. The exterior of the home has Hardie siding to include soffit and siding in a board and batten finish. Home also has PGT impact windows, hurricane rated doors, metal roof, seamless rain gutters, and a paver driveway. The 200 square foot dock is constructed of WEARDECK composite decking and a Hurricane 20, 000-pound boat lift with remote. The dock is located on the T Canal with good water and access to the Intercoastal Waterway and the Gulf of Mexico. The property offers plenty of room for a pool! EXTRA BONUS: Bocilla Islands Conservancy Inc. , a Florida Not for Profit Corporation owns the property directly across the road from the front of the home. The Conservancy has had fund raisers for many years to acquire the funding for the buying of vacant lots for the preservation of open space for our wildlife and natural Florida foliage. Golf cart friendly island community. This home also has deeded beachfront walkways to the Gulf of Mexico for your Beach walks. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,548,000 | $1,548,000 | $1,548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.876% | 6.850% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,299 | $10,040 | $13,591 |
Total Monthly Payment | $10,721 | $10,462 | $14,013 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.