316 20th STREET W, Bradenton, FL, 34205 | $650,000

Under contract-accepting backup offers. PRICE REDUCTION! This 3 bedroom, 3 bath pool home in the RIVER DISTRICT has been a successful SHORT-TERM RENTAL. A split plan makes sense for year-round living or rentals and the owner's wing is separated from the other bedrooms by a spacious family room, living room, full-size dining room with a built-in bar, and kitchen with an island, banquette, and built-in display cabinets. The heart of this home is a huge covered back porch with French doors from the owner’s suite, family room, and dining room. The porch overlooks the pool and privacy-fenced backyard and is a perfect place for morning coffee, a cookout with family and friends, or a romantic evening. There are two large ensuite bedrooms in the split plan as well as a third bedroom with two separate closets. The owner’s suite boasts a cathedral ceiling, walk-in closet, reading alcove, office alcove, and a private entrance to the back porch. All rooms are filled with light-even the kitchen banquette has a big bay window! Looking for a private office or studio? There is an adorable free-standing, air-conditioned “she-shed” overlooking the pool! The owners preserved the original hardwood floors while upgrading with new SOLAR PANELS (2020), electrical panel (2019), piping (2016), ductwork (2020), windows and AC (2015). This home is MOVE-IN-READY and can be purchased furnished. LOCATION! Only one block to the Manatee River, less than a mile from Downtown Bradenton, and only a few miles from Anna Maria Island beaches on the Gulf of Mexico. Close to restaurants and local pubs on Old Main Street, the Bradenton Riverwalk. South Florida Museum, Saturday morning Farmers Market, Manatee Performing Arts Center, Twin Dolphin Marina, and Robinson Preserve. This Florida lifestyle does still exist and it can be yours. NO HOA. NO DEED RESTRICTIONS. No time to waste. Schedule a showing now.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Year Built: 1953
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,321
  • Acreage: 0.26
  • Est. Taxes: $8,216
  • Pool: Child Safety Fence, Heated
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: A4584703
  • Days on Market: 204 days
  • Website: https://www.raveis.com
    /prop/A4584703/31620thstreetw_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2024 12:19:25 AM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 941-383-6411

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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316 20th STREET W, Bradenton, FL, 34205

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $685 $685 $685
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,592 $3,456 $4,459
Total Monthly Payment $4,369 $4,233 $5,236

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.