Under contract-accepting backup offers. Seller's have made a nice price adjustment. They are excited to be moving next to their children and grandchildren. If you have had your eye on this home now's the time to take advantage of this opportunity. Nestled in a neighborhood adorned with majestic oak trees and welcoming sidewalks, this three-bedroom, two bath one car garage RENOVATED POOL HOME offers a sense of community where neighbors often become lifelong friends. This home is ideally located just 3 miles from the AWARD WINNING GULF BEACHES in Treasure Island and a short 10-minute drive from lively Downtown St. Petersburg, and just a few short miles from the artistic, fun town of Gulfport. Adjacent to the iconic Northwest Park, residents enjoy a plethora of activities including swimming, tennis, baseball, pickleball, walking, summer camps, community programs, and more. The home itself boasts a backyard reminiscent of a RESORT featuring a spacious 15x25 swimming pool, outdoor fire pit, sunbathing lounge area, and screened-in lanai, perfect for entertaining guests. Inside, the tasteful renovations are evident, with granite countertops, stainless steel appliances in the kitchen, beautiful cabinetry, coastal tile in the bathrooms, and charming barn doors in the bedrooms. With ample room to roam, and windows that encourage the natural light to filter in, this IMMACULATE, CLEAN AND TIDY home truly offers the ultimate in comfort and luxury living. Seller's pay $715 annually for Flood Insurance and some alternative quotes offer Flood Insurance at $550 annually. Add this home to your MUST SEE LIST TODAY!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,800 | $383,800 | $383,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,394 | $2,332 | $3,033 |
Total Monthly Payment | $2,586 | $2,524 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.