Welcome to the Villas at Stillwater, a friendly gated community, in the heart of Englewood. This LAKEFRONT 3 bedroom/2bath/2car garage villa is sure to please! Updated plank tiled flooring throughout provides a stylish look, plus easy maintenance! The Plantation Shutters offer a very attractive look, while also providing privacy. Very open floor plan features a living room/dining area with volume ceiling, updated lighting, and sliding glass doors to the lanai. The gorgeous updated kitchen features new cabinetry with full extend/soft close doors and drawers, beautiful granite countertops, undermount sink & new faucet, breakfast bar & crown moulding. Appliances include: Samsung dishwasher, Samsung smooth top stove, Samsung microwave, Whirlpool French door refrigerator with 2 drawers, and brand new disposal.
The master bedroom has both a walk in plus a wall closet, and ceiling fan. The ensuite Master bath has been updated with new lighting, shower w/door, and vanity w/solid surface countertop.
Guest bedrooms #2 & 3 have ceiling fans and wall closets, and Guest bathroom has a combo tub/shower, vanity with solid surface countertop, and new lighting.
Laundry room has upper cabinetry for extra storage, utility tub and Maytag washer/dryer.
The gorgeous FURNISHINGS (TOTALLY TURNKEY!) are available also, for an additional $9000.
The 2 car garage has two ceiling fans, an automatic garage door opener (new in 2022), plus workbench w/pegboard, great for hanging up some tools!
Best of all, the extended tiled lanai provides a great viewing area of the lake and the various wildlife! Electric remote controlled Rolldown shutter protects the lanai, plus there are accordion shutters on all windows for peace of mind. BRAND NEW ROOF IN 2022, as well as the attic insulation.
Forget lawn work, as that is provided, along with a community pool and spa, just down the street!
NEW INFORMATION: AS OF 3/27/2024, YOUR LENDER WILL NO LONGER REQUIRE FLOOD INSURANCE, AS DESIGNATION WAS JUST CHANGED TO X!
Here is what the community’s website says: “The Villas at Stillwater is a friendly gated community, comprised of 140 villas, located in sunny Englewood Florida. Living here is like being on a never-ending vacation! Beautiful palms line the streets and homes have either lake views and/or serene natural settings. The clubhouse with a heated pool and spa provides a resort ambiance. Gulf coast beaches, parks and golf courses are minutes away, as well as Medical facilities, shopping and dining. ”
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Our Executive Mortgage Banker:
Our Insurance Division:
$397,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $318,000 | $318,000 | $318,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $288 | $288 | $288 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,196 | $2,114 | $2,727 |
Total Monthly Payment | $2,559 | $2,477 | $3,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.