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Under contract-accepting backup offers. Why wait for rates to drop when you can start enjoying the resort lifestyle of Rosedale now? Seller offering up to 2% CREDIT at closing for mortgage rate buy down or credit towards closing costs with acceptable offer. Embark on your dream Florida lifestyle in the premier golfing community of Rosedale. A picturesque drive through the tree-lined canopy of majestic oaks welcomes you to this haven of natural beauty. Membership in the Rosedale Country Club is OPTIONAL with a variety of golf, tennis and social memberships available. This move-in ready residence, the well-designed and popular Prestige model, has 2 bedrooms, 2 bathrooms, and a den that could also serve as a 3rd bedroom. The 10’ ceilings, plentiful natural light and calming coastal color palette compliment the interior. Freshly painted exterior and additional upgrades include a NEW TILE ROOF in 2021 and a well-equipped kitchen featuring new quartz countertops, sink and faucet, new stainless-steel microwave and range. as well as a spacious walk-in pantry. Your primary bedroom has peaceful preserve views, walk-in closet, bath with jetted tub, walk-in shower, and private water closet. Relish the tranquil setting from the screened lanai overlooking the serene preserve. The side paver deck provides a great spot to grill and enjoy the outdoors on a sunny day. A Kohler whole house generator, aluminum roll down shutters, sliding glass door shutters and clear panels for the living room picture window provide protection and peace of mind. No CDD fees, no age restrictions and pet friendly with 2 dog parks for your furry friends. Enjoy the benefits of the Rosedale association that covers private roads, 2 24/7 guarded gated entries, common areas, cable TV, and fiber optic internet. This home, located in the Victoria Court community, ensures worry-free living with scheduled maintenance services that include pressure washing of tile roofs every 2 years, exterior painting every 10 years, and annual backflow testing. Lawn service is included along with broken sprinkler head replacement, fertilization, pest control and annual flower bed mulching. Rosedale Golf & Country Club variety of memberships offers golf options, access to the beautiful clubhouse, restaurant and Bistro Patio, Jr Olympic size pool and fitness center. Conveniently located in the Lakewood Ranch area near I-75, shopping, and restaurants. Seize the opportunity to call this Rosedale gem home and start living your own dream.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $270 | $270 | $270 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,600 | $3,354 |
Total Monthly Payment | $2,948 | $2,945 | $3,699 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.