18539 Fort Smith CIRCLE, Port Charlotte, FL, 33948 | $245,000

CHARMING 3 Bedroom, 1. 5 Bathroom, 1 Car Garage home located in Port Charlotte. CLICK ON VIRTUAL TOUR LINK 1 FOR THE VIDEO AND VIRTUAL LINK 2 FOR THE 3D TOUR. This lovely home features a bright & airy floor plan, tile flooring throughout, and MORE! Spend time quality time with friends and family with a cozy living room that flows through to the kitchen. The kitchen offers ALL Stainless steel appliances, granite countertops, tiled backsplash, wood cabinets for storage, a closet pantry, and space for a dining table. The master bedroom has a walk-in closet and en-suite bathroom with an UPDATED all-tiled walk-in shower. The guest bedrooms have built-in closets and a nearby half bathroom with access to the master shower. The screened-in lanai is the perfect spot to relax with your favorite beverage while enjoying the serene backyard and beautiful Florida weather. 2015 ROOF - 2022 A/C W TRANSFERABLE 10 YR WARANTY - 2022 WATER HEATER - HURICANE IMPACT WIDNOWS & DOORS - HURRICANE GARGE DOOR - SEPTIC MAINTAINED BY CITY. Conveniently close to Port Charlotte Beach Complex, US-41, and local favorites such as Fishermen’s Village, Ponce De Leon Park, shopping & boutiques, fine & casual dining, and LIVE entertainment. Port Charlotte Beach Park offers sand, sheltered waters, and spectacular sunsets year-round. Amenities include a boardwalk with a fishing pier, boat ramp, canoe/kayak launch, horseshoe pits, bocce courts, basketball courts, tennis courts, volleyball court, playground area, small shelters with picnic tables, two large pavilions, restrooms, heated swimming pool, and a recreation center. Schedule your showing TODAY!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 1 full / 1 half
  • Lot Size: 80 x 120
  • Laundry: In Garage
  • Year Built: 1981
  • Garage: 1-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,040
  • Acreage: 0.23
  • Lot Size: 80 x 120
  • Est. Taxes: $2,548
  • Lot Desc: Flood Insurance Required, In County, Landscaped
  • View: Trees/Woods
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: C7487880
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/C7487880/18539fortsmithcircle_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/17/2024 9:47:07 PM)
Listing courtesy of KW PEACE RIVER PARTNERS   Phone: 941-875-9060

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

18539 Fort Smith CIRCLE, Port Charlotte, FL, 33948

$245,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $196,000 $196,000 $196,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.737% 7.146 6.120%
Monthly Tax Payment $212 $212 $212
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,271 $1,288 $1,641
Total Monthly Payment $1,558 $1,575 $1,928

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.