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* * DON'T BE SCARED OFF BY INSURANCES - This unit pays $3, 272/year for Hazard Insurance and $661/year for Flood Insurance (Insurance in MLS attachments) * * WATERFRONT townhome complex that is LARGE DOG FRIENDLY * * Very rare to have such a nice complex that is LARGE DOG approved with a NEW ROOF and NEW AC UNIT! * * Extremely well-run HOA with a low maintenance fee of $375. 00!!! Fee covers water, sewer, trash, cable, internet, recycling, landscaping, pool, clubhouse and dock!!! The community boat docks allow 48 hour docking first come/first serve. * * THIS UNIT HAS DOCK ACCESS JUST OUT THE BACK DOOR * * Easy to drop your kayak or waterboard in the water with access to the main channel. UNIT IS VERY WELL MAINTAINED. Hardwood floors thru main living space that has an updated kitchen with granite counters and stainless appliance package. Kitchen overlooks the huge great room that is used for the living and dining space. Sliders from living space out to screened patio. The third bedroom and third bathroom are also located on this floor. Upstairs is the large master suite with vaulted ceilings and a walk-in closet. Sliders out to screened patio for beautiful view of the nature area and water. Bedroom #2 could be a second master bedroom as it has a bedroom space and separate sitting room (office space). There is a door that gives it access to the bathroom #2. This would be great for teens!! The ground floor is presently a huge tandem 3. 5 car length garage. Plenty of room for all of your toys! A lot of the units have turned the back portion of garage into additional lounging space. Just a few minutes from Walsingham Park which is situated on 354 acres that include 100-acre lake. This park has 6 miles of trail. Eight picnic shelters with grills. Dog park and playground. You also have easy access from unit to major stores, malls and restaurants. Everything you need is close. **BUILDING RE ROOFED IN 2023**.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,120 | $375,120 | $375,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.146 | 6.120% |
Monthly Tax Payment | $260 | $260 | $260 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,433 | $2,464 | $3,140 |
Total Monthly Payment | $2,768 | $2,799 | $3,475 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.