At the top of a picturesque hill in desirable Hurley sits this traditional center hall Colonial home featuring over 3700 sq. ft. of living space and an in ground pool. Move right in and start enjoying all this home has to offer. As you enter you are welcomed with a 19' ceiling and cultured stone tiled foyer. The first floor is spacious and inviting with hardwood floors throughout, 9' ceilings with crown molding, and lots of natural light coming from the large windows. Gather and entertain in the kitchen complete with plenty of custom cabinetry, large pantry, plenty of quartz countertops and stainless steel appliances. Adjacent to the kitchen is a large breakfast area with easy access to the rear yard. And that's not all! Also, on the first floor is a traditional living room, dining room, family room with fireplace, and bonus den that's currently used as a child's creative play space, but could also be a first floor bedroom. Oversized two car garage with a work station leads right into the mudroom with laundry and full bath with walk in shower. Head upstairs to the second floor landing area with nice wide hallways and very large primary bedroom with French doors, expansive bathroom, and walk in closet with plenty of room. Sit, relax, and take a break in the very comfortable sitting/reading area with large windows allowing all that natural light in. Two of the large bedrooms both share direct access to the full bath and there is plenty of closet space throughout. The fourth bdrm can easily be an office. The huge basement has access to the rear yard and is ready for your creative conversion into a game room, gym, etc-------. The outside of this house offers just as much as the inside! The long driveway is lit with classic lanterns leading to a level rear yard, deck and patio. The fully fenced in heated inground pool will provide fun for several seasons. Also included is a professional child's outdoor playset. PLUS, above the garage is a bonus heated studio/office space and is perfect for overnight guests. Centrally located within minutes to Historic Uptown Kingston, Rt. 209 and the Thruway for easy access to hiking, biking, skiing, etc. . . This house has so much space and so much to offer!
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $607,200 | $607,200 | $607,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $984 | $984 | $984 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,689 | $3,689 | $4,799 |
Total Monthly Payment | $4,765 | $4,765 | $5,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.