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This charming 1928 Sears cottage craftsman has been beautifully restored and is conveniently located near the ocean and downtown New Smyrna Beach. Situated in a mixed-use district, it offers the flexibility for nightly rentals or commercial use. The main house features a renovated 3-bedroom, 2-bathroom layout with original heart pine floors, while there's also a 2-bedroom, 1-bathroom apartment upstairs and a 1-bedroom, 1-bathroom apartment in the carriage house with a 3-bay garage. With newly remodeled bathrooms, gourmet kitchens, and ample natural light, the property is perfect for hosting gatherings or family getaways. Outside, a wrap-around porch and raised deck with a 100-year-old oak tree offer ideal spots for relaxation and outdoor dining. Additionally, the house is just a short walk from downtown amenities such as wine bars, breweries, restaurants, and art galleries. With its historic charm and prime location, this property presents endless possibilities for its new owner. Information deemed accurate but not guaranteed. All measurements are approximate. Buyer responsible to verify all dimensions and any information that is pertinent to them.
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$1,200,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.799% | 6.876% | 6.850% |
Monthly Tax Payment | $1,243 | $1,243 | $1,243 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,387 | $6,227 | $8,429 |
Total Monthly Payment | $7,755 | $7,595 | $9,797 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.