Welcome to your spacious retreat just off Lakeland Highlands Rd! This 3 bedroom, 2 bathroom, 2 car garage home offers the perfect blend of comfort and convenience with no HOA. Situated on a generous . 39 acre lot, the fully fenced backyard features a double gate, ideal for storing your boat, RV, or camper. As you enter through the front door, you're greeted by an inviting flex room with updated flooring and ample natural light. The formal living area boasts a stunning stone electric fireplace, remote-controlled for ease, complemented by crown molding and a ceiling fan throughout the common areas. The adjacent dining area seamlessly transitions into the kitchen, complete with a large pantry, tiled backsplash, and stainless steel appliances. The primary suite offers a spacious retreat with an ensuite bathroom featuring a tub/shower combo and a walk-in closet with a seated vanity area. Two additional bedrooms share a guest bathroom, all accessible via a convenient pocket door. Step out from the living room onto the screened lanai, equipped with two ceiling fans, perfect for outdoor enjoyment. Recent updates include fresh paint on the exterior door, garage, and shutters, along with a 3-year-old roof, septic pumped 6 months ago, and a 1-year-old AC unit. Schedule your tour today to experience this lovely home conveniently located near George Jenkins High School, Lakeland Highlands Middle School, Valleyview Elementary, and easy access to the Polk Parkway, Publix, and dining options.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,156 | $2,100 | $2,709 |
Total Monthly Payment | $2,478 | $2,422 | $3,031 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.