CUSTOM, WATERFRONT HOME IN PGI - Bring your Florida dreams to life with this gorgeous, 3 bed/2 bath + den, custom-built waterfront home in Punta Gorda Isles. The home offers a full seawall, extended concrete dock w/boat lift & very quick, sailboat access to Charlotte Harbor. Let your boating adventures begin from your backyard. Inside, the spacious, open floor plan offers a great room, formal dining area, den, and chef's kitchen w/adjacent breakfast area. Architectural details include cathedral ceilings, tray ceilings w/crown molding in office, dining room & master bedroom & large closets in guest rooms & laundry room. Great room features a built-in entertainment center w/accent lighting plus disappearing sliding glass doors that merge indoor and outdoor living. Kitchen boasts granite counters, stainless steel appliances, a center island, tile back splash, under cabinet lighting, pantry & breakfast bar. The large breakfast area has a mitered bay window for an unobstructed pool & canal view. The study is nestled just off the entry and makes a great home office. The master suite is a quiet retreat w/two large, custom walk-in closets, walk-out access to the lanai w/pool & canal views plus a large en-suite master bath. The master bath features dual sinks separated by a seated vanity, a garden tub, linen closet, tiled walk-in shower & private WC. The split bedroom layout offers two generously sized bedrooms that share a guest bath. One guest room has sliding glass doors that lead out to the lanai w/pool & canal views. Give your guests a taste of Florida living while they stay with you. Outside, the large lanai & pool deck surrounds an in-ground, heated pool & plenty of room for outdoor entertaining. The lanai also has an outdoor shower & pool storage closet. The 45' dock w/10, 000 lb boat lift is just steps away, ready for your boat. Water & electric hook-ups including 50amp shore power are available dockside. Let your boating fun begin from your backyard. Other amenities include NEW FLOORING IN GARAGE (2024), FULL hurricane protection, whole-house lightning protection system, whole-house water filtration system, an oversized two-car garage, circular drive & tropical landscaping. Make an appointment today. Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,200 | $719,200 | $719,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.371% | 6.372% | 6.182% |
Monthly Tax Payment | $1,225 | $1,225 | $1,225 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,428 | $4,428 | $6,069 |
Total Monthly Payment | $5,745 | $5,745 | $7,386 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.