9424 Channing Hill DRIVE, Ruskin, FL, 33573 | $439,900

Motivated Seller!! ! Welcome to your dream home! This beautiful 3 car garage, 4-bedroom, 2. 5-bathroom Lennar Executive home that offers a beautiful open floor plan with high ceilings throughout the home and a host of modern upgrades. Built just two years ago, this residence combines elegance with functionality.
As you enter, you'll be greeted by a spacious flex/office room, perfect for your individual needs. Step inside to discover the luxury of stainless steel kitchen appliances, a tankless gas water heater, and an indoor laundry room equipped with a washer and dryer. The private backyard features a serene pond, offering a peaceful retreat for relaxation.
The huge three-car garage has a built-in car lift and air conditioning—an ideal space for car enthusiasts and DIY enthusiasts alike. The large driveway provides ample parking space for your convenience.

The community amenities are equally impressive, offering two pools, including a lap pool and a resort-style walk-in pool. Stay active with basketball, bike trails and tennis courts, and a well-designed playground.
What truly sets this neighborhood apart is its sense of community. Engage in various activities, holiday parties, and special events. Block parties and social gatherings create a warm and welcoming atmosphere, fostering lasting connections with your neighbors. Have a down payment and want a low rate? The owner has an assumable FHA loan at a 4. 5%!!

Don't miss the chance to make this house your forever home—experience the perfect blend of modern living, community engagement, and affordability. Your dream lifestyle awaits at Belmont!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Lot Size: 60 x 120
  • Laundry: Laundry Room
  • Year Built: 2022
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,439
  • Acreage: 0.17
  • Lot Size: 60 x 120
  • Est. Taxes: $10,940
  • HOA Fee: $121 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator
  • MLS#: W7861982
  • Days on Market: 130 days
  • Website: https://www.raveis.com
    /prop/W7861982/9424channinghilldrive_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/21/2024 4:06:16 PM)
Listing courtesy of HOMETRUST REALTY GROUP   Phone: 813-444-5777

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

9424 Channing Hill DRIVE, Ruskin, FL, 33573

$439,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $351,920 $351,920 $351,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.483% 6.273% 5.268%
Monthly Tax Payment $912 $912 $912
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,138 $2,138 $2,781
Total Monthly Payment $3,125 $3,125 $3,768

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.