Welcome to your new haven in New Smyrna Beach, just moments from the vibrant downtown and nestled by the river. This charming two-bedroom, one-bath home boasts a sturdy concrete block construction, ensuring durability and peace of mind. Step inside, and you'll be greeted by a seamless vinyl flooring that spans the entire home, creating a cohesive and modern aesthetic. The open-concept design is accentuated by volume ceilings, enhancing the sense of space and light throughout. The living areas effortlessly flow, providing a perfect canvas for both cozy evenings and lively gatherings with friends and family. Discover the well-designed bedrooms, each offering just the right amount of space for comfort without unnecessary excess. This home strikes the perfect balance, providing an intimate and inviting atmosphere. Whether you're enjoying the private tranquility of your space or exploring the nearby downtown delights, this residence in New Smyrna Beach invites you to embrace a lifestyle where comfort, style, and convenience seamlessly converge.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $110 | $110 | $110 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,166 | $1,151 | $1,477 |
Total Monthly Payment | $1,351 | $1,336 | $1,662 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.