To build or not to build. THAT is the question. This exquisitely remodeled, fully furnished 2 story Punta Gorda home may not be new construction but you’ll be hard-pressed to believe it once you see it. If you’re looking for perfection, you’ll find it here with elegance in style, superb maintenance and sunsets over the lake, viewed from your private lanai. Every inch of this 5 bedroom home has been addressed, from ceilings to floors, with a critical eye so that even the most discriminating of buyers will be pleased.
From a location standpoint, River Club couldn’t be any more convenient just minutes from shopping/dining areas, schools, parks, Charlotte Beach Club, Punta Gorda airport, the highway entrance and the recently opened Sunseekers Resort. And with 100 units in the south side development, this is one of the few with unobstructed views of the lake, daily sunsets and occasional views of the “resident” bald eagle. The modest HOA fees include Cable/internet, grounds maintenance, community pool, gym and playground. If there’s a chef in you it will be discovered in this high-end kitchen, professionally remodeled by a true craftsman. New cabinets are complemented by expansive Quartz counters and full backsplash, new appliances including a wine cooler, and a breakfast bar that opens to the family room. With a formal living room, dining room and family room, finding space for quiet time is never an issue. Tile flooring runs throughout the main level which also includes a bedroom, full bath and ½ bath.
The second floor holds an additional 4 bedrooms, all with new sculpted carpeting, and 3 full tiled baths. The luxurious primary suite bath is “model” quality and the bedroom has built-in dressers, a beverage refrigerator, sitting area and 2 large, walk-in closets. For the reader in you, there’s a loft area that’s the perfect getaway for some “book” time and even a little nook that could be lined with shelves for your personal collection
Beautifully appointed with high-end furnishings and decorated to the Nth degree by a home designer, it appears as though it’s a a model home with its neutral palette and just the right amount of decoration. For the buyer’s convenience all of the furnishings are included with the sale. So why wait for a new home to be built when
perfection is ready and waiting for you now?
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $784 | $784 | $784 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,891 | $3,941 | $5,022 |
Total Monthly Payment | $4,767 | $4,817 | $5,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.