159 Lalley Boulevard, Fairfield (Beach), CT, 06824 | $2,679,000

Fabulous New Construction! Unique and exquisitely designed, this home has custom imported windows, high ceilings, wide natural oak flooring, elevator ready-all three floors, open floor plan, wrap around decks, designer gourmet kitchen with island, pantry, high end appliances. Open kitchen, dining/living area, study/bedroom, sliders to wrap around deck, 4-5 bedrooms with ensuite baths, large 2nd floor main bedroom suite, with cath ceiling, sitting area, lux bath with dual vanities, soaking tub + walk-in shower, 2 custom walk-in closets, deck. Fin 3rd level with full bath+storage, 2 lev gar w room for 2 cars plus room for lift. Front covered porch +maintenance free hardy board exterior with durable decking and azak trim. Enjoy life to the fullest with a maintenance free ICF(insulated concrete forms) home. This home is Storm, Fire, Mold, Rot, Mildew, and termite proof all while saving 50 – 75% on utility and insurance costs. They are warm, quiet and healthy. Located centrally in the heart of the beach area with a short walk to town, with plenty of shops, restaurants, theaters, 8 min walk to train, as well as short stroll to the beach with private access! Don't miss the opportunity to own this unique one of a kind custom built home on a spacious and rare . 31 level lot. Room for pool! Best block in beach area w wide streets, mature trees and granite curbs+ ending in a cul-de-sac. Walking distance to all schools. LOCATION LOCATION LOCATION! Room for a pool!

Features

  • Town: Fairfield
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 5 full / 1 half
  • Laundry: Upper Level
  • Style: Colonial
  • Year Built: 2023
  • Garage: 2-car Attached Garage,Driveway,Paved
  • Heating: Gas on Gas,Hot Air
  • Cooling: Central Air,Zoned
  • Basement: Crawl Space,Storage
  • Above Grade Approx. Sq. Feet: 3,800
  • Acreage: 0.31
  • Est. Taxes: $23,008
  • Lot Desc: Some Wetlands,Cleared,Level Lot,Professionally Landscaped
  • Elem. School: Roger Sherman
  • Middle School: Roger Ludlowe
  • High School: Fairfield Ludlowe
  • Appliances: Gas Cooktop,Wall Oven,Microwave,Range Hood,Refrigerator,Subzero,Icemaker,Dishwasher,Washer,Electric Dryer
  • MLS#: 170624397
  • Days on Market: 81 days
  • Website: https://www.raveis.com
    /mls/170624397/159lalleyboulevard_fairfield_ct?source=qrflyer
The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 2 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 3 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 4 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 5 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 6 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 7 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 8 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 9 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 10 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 11 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 12 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Tile Floor,Wide Board Floor21X12Upper
Bedroom 13 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 14 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 15 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 16 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 17 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 18 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 19 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 20 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 21 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 22 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 23 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 24 9 ft+ Ceilings,Quartz Counters,Full Bath,Stall Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 25 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 26 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 27 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 28 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 29 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 30 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 31 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 32 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 33 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 34 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Bedroom 35 9 ft+ Ceilings,Quartz Counters,Full Bath,Tub w/Shower,Hardwood Floor,Tile Floor21X12Upper
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Dining Room 9 ft+ Ceilings,Balcony/Deck,Combination Liv/Din Rm,Sliders,Hardwood FloorMain
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Eat-In Kitchen 9 ft+ Ceilings,Balcony/Deck,Quartz Counters,Island,Sliders,Wide Board Floor47X20Main
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Full Bath 9 ft+ Ceilings,Full Bath,Stall Shower,Tile Floor97X7Upper
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Living Room 9 ft+ Ceilings,Combination Liv/Din Rm,Gas Log Fireplace,Sliders,Wide Board FloorMain
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Office 9 ft+ Ceilings,Hardwood Floor12X9Main
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary Bath 9 ft+ Ceilings,Double-Sink,Full Bath,Tub w/Shower,Tile Floor18X10Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Primary BR Suite 9 ft+ Ceilings,Balcony/Deck,Sliders,Walk-In Closet,Hardwood Floor,Wide Board Floor16X15Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper
Rec/Play Room 9 ft+ Ceilings,Wide Board Floor33X26Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Bette GigliottiLuxury Properties Specialist

203.451.0040

Bette.Gigliotti@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Jorge L RiveraVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12303

203.913.1633

Jorge.Rivera@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

159 Lalley Boulevard, Fairfield (Beach), CT, 06824

$2,679,000

Bette Gigliotti

Luxury Properties Specialist

William Raveis Real Estate

Phone: 203.451.0040

Bette.Gigliotti@raveis.com

Jorge L Rivera

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.913.1633

Jorge.Rivera@Raveis.com

NMLS Mortgage Loan Originator ID 12303

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,143,200 $2,143,200 $2,143,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.875% 6.625%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.430% 7.014% 6.790%
Monthly Tax Payment $1,917 $1,917 $1,917
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $13,022 $14,079 $18,817
Total Monthly Payment $15,064 $16,121 $20,859

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.