MOTIVATED SELLER!!!!! This pristine, loved home is for sale in Del Webb's Spruce Creek Golf & Country Club in Summerfield. Move to the community that is TOP NOTCH! Beautiful AMENITIES. The community website is: www. sprucecreekgcc. com. This GORGEOUS 2-bedroom 2-bathroom home with a golf cart garage, garage workshop, an insulated Florida Room/Lanai under heat & air (10 x 34 for an additional 340 sf) and so much more is now AVAILABLE for purchase by the ORIGINAL owners! The home is beautiful inside and out and located in the quiet neighborhood of Torrey Pines with a park-like setting in the backyard. The driveway, walk and porch are pavers that lead to the front door with beveled glass insert, transom window, sidelight, and a phantom screen. The main garage door has an automatic screen with keyless entry for both the main door and the golf cart garage door. You will find nice landscaping and concrete curbing as well as a 14 X 30-foot backyard patio and luscious gardens. There is even electricity in the elevated planting bed for an outdoor water feature or night-time lighting. The property also has a private irrigation well – a savings of appx $60/month! Inside you will find tile on the diagonal with beautiful tile inlays and laminate in the bedrooms. There are ceiling fans in the bedrooms, living room, dining room (currently home to the piano) and on the enclosed lanai. Both the eat in breakfast area and the primary bedroom have a 2-foot bump out. The interior paint colors are smooth and calming making this home feel so comfortable. The kitchen is beautiful with stainless steel appliances, under cabinet lighting, granite countertops with beveled edging, a large closet pantry, a solar tube, and canned lighting. The breakfast bar has beautiful pendant lighting overhead. You will find Plantation Shutters throughout the home and roll-up blinds on the lanai. Many other features include: Entire Lawn Re-Sodded with St Augustine in 2020; New Architectural Shingle Roof in 2022; HVAC in 2011; Hot Water Heater in 2019; Exterior Painted in 2018; Pull-Down Attic Stairs in Garage; Crown Molding; Updated Kitchen with Stacked Cabinets; Built-in Office Space between the Kitchen and Garage; Bathrooms with Granite Countertops. Seller is offering a 1-YR Broward Factory Service Warranty with an acceptable offer. Come visit Del Webb - over 70 Clubs, Pickleball & Tennis Courts, 3 Swimming Pools, 4 9-hole Golf Courses, 24 Hour Guard Gates, Walking Trails, Water Volleyball, Liberty Grille Restaurant, ProShop and so much more!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $307,200 | $307,200 | $307,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,122 | $2,070 | $2,655 |
Total Monthly Payment | $2,387 | $2,335 | $2,920 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.