Welcome to this gorgeous custom home located in the heart of horse country, in the sought-after community of Summit Downs, with so many upgrades and improvements, there isn't enough room to list them all here!! This magnificent 3 bedroom and 2 bathroom retreat boasts 2342 square feet, and sits gracefully on just under and acre and a quarter, nestled amongst the oak trees and backing up to the serene view of the neighboring horse farm. Upon entering the home, you are greeted by a welcoming formal living room accompanied by a formal dining room, all under soaring ceilings that continue throughout the entire home. The current owners are using the formal dining room as a bar area to enjoy cocktails or entertain guests, but this space is up to the new owner's imagination. This home's expansive kitchen is certainly one of the focal points that is a must see! The entire kitchen has had an amazing facelift, with all the cabinets newly lacquered, a custom stone backsplash, brand new Samsung gun metal finger printless stainless-steel appliances, under counter LED lighting, new sink and faucet and every counter in the home has new granite counter tops. The primary suite has spacious his and hers walk in closets, a custom-built double vanity with new granite counters, walk-in shower and soaking tub. The home offers a true split plan, with the 2 guest bedrooms located just past the family room/kitchen, with the guest bath that has a tub/shower combo, and new vanity/granite counter tops. With exits from the living room, kitchen/family room and primary bedroom, the back patio and lanai area provide a beautiful view of the neighboring horse farm, with ample room for all the outdoor seating and grilling area you could want, in addition to plenty of space for a gardening hobby or hot tub (porch already wired for a hot tub). For those that value privacy and security, Summit Downs is a gated community that sits inside the mini farm community of Ocala Downs, which is also gated, so homeowners can feel safe in the comfort of their own home! The list of upgrades that the current owners have made to this home is too long to list here, so the complete list is under the realtor's paperclip, but some of the noteable improvements are a new 30 year GAF roof in 2023, new septic field in 2022, interior and exterior paint, kitchen upgrades in 2022, and MUCH MORE!! This home is a definite must see!!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,999 | $519,999 | $519,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.055% | 6.120% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,460 | $3,416 | $4,353 |
Total Monthly Payment | $4,098 | $4,054 | $4,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.