Amazing & rare investment opportunity in Ardsley in the Ardsley school district. Must see! Provided vacant at closing! Good condition & ready to move in. Rent one unit and live in the second. Great location and close to major highways, shopping & restaurants. 6 parking spots available for tenants. First floor unit offers 2 bd, 1 bath, LR , eating in kitchen and a large deck. Second unit offers 3 bds between 2nd and the 3rd floor. You are welcomed w/ the mud room on the ground floor with a separate entrance and stairs taking you to the second floor, offering an open concept kitchen/ LR, master bd and a full bath. Third floor offers 2 additional bedrooms. Plenty of storage. Large walk out basement. Roof in great condition! Tenants pay for their own gas, heat & electricity. 3 separate electrical meters, 3 water boilers & 2 gas meters. On site laundry room w/ 2 washers & 2 dryers. Garbage disposal & sewage inc. in taxes. Owner pays water ab $300/m, home ins. $1, 560/annually
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Our Executive Mortgage Banker:
Our Insurance Division:
$715,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $572,000 | $572,000 | $572,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $1,941 | $1,941 | $1,941 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,710 | $3,758 | $4,788 |
Total Monthly Payment | $5,743 | $5,791 | $6,821 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.