"Your Dream Home Lifestyle" in this premier Shearwater Master Planned Gated Community. A Meticulously kept and quality-built Drees Home. Back patio has gorgeous marble stone flooring with a saltwater spa pool including a Badu swim jet. A full outdoor kitchen for grilling and entertaining in a peaceful preserve view setting. Fenced yard with lovely landscaping around the home. The interior showcases 3, 866 living sq ft, 4 bedrooms, 4 baths & 3 car garage. 1st floor, large entrance foyer, family room, formal dining, kitchen with island, breakfast nook with extended den/bonus room, 4 bedrooms, 3 bathrooms, office and laundry room. 2nd floor has a bonus room used as a media room, bathroom and closet. Entire 1st floor has porcelain tile floors and upstairs Media room is carpeted. High ceilings including tray ceilings with beams in family room. All quality SS appliances, 2 wall ovens, built in microwave, gas cooktop with exhaust hood fan above and dishwasher. Living room, den/bonus room, 4 bedrooms, 3 bathrooms, office and laundry room. 2nd floor has a bonus room used as a media room, bathroom and closet. Entire 1st floor has porcelain tile floors and upstairs Media room is carpeted. High ceilings including tray ceilings with beams in family room. All quality SS appliances, 2 wall ovens, built in microwave, gas cooktop with exhaust hood fan above and dishwasher. Living room, den/bonus room, office, primary bedroom and back patio have ceiling mounted speakers & sound system wiring. Upstairs media room incudes 144" screen, 5 speakers and surround sound wiring. Owners prepaid the bond portion of CDD so only the operations & Maintenance will be on annual CDD assessment. (2023 O&M was $1, 452). primary bedroom suite (includes 2 sinks, shower, tub, bidet, large walk-in closet) Shearwater has amazing amenities, scenery, and healthy living activities. A resort-style Kayak Club & Fitness Lodge, beautiful Trout Creek, trail system (15 trails), Adventure Park with Zipline, Outpost pavilion & Kayak Launch, Har-Tru Tennis Courts & Dog Parks. A resort-style lagoon with a multi-lane lap pool along with beautiful landscaping and spacious lounge areas. The luxury pool is a winding lazy bird river and "The Perch, " a three-story water slide tower. A Fitness Lodge for healthy living, with exercise rooms and large workout area with state-of-the-art cardio and muscle-building equipment. For extensive information about this community, Visit website "myshearwaterliving. com" Please see attachments included: Seller Disclosure, HOA Disclosure, Floorplan, survey, community map, 2024 Shearwater HOA operating budget, CDD prepaid letter, seller's features list of items not in this listing description.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 7.014% | 7.082% |
Monthly Tax Payment | $630 | $630 | $630 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,384 | $5,250 | $7,128 |
Total Monthly Payment | $6,106 | $5,972 | $7,850 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.