809 COPPERHEAD Circle, Saint Augustine, FL, Florida, property flyer

809 COPPERHEAD Circle, Saint Augustine, FL, 32092 | $410,000

Stunning, BETTER THAN NEW, UPDATED AND UPGRADED Bay Hill. Light and bright with wide plank wood look tile floors throughout. NEW custom kitchen with beautiful granite counters, all NEW appliances, custom cabinetry that includes lazy Susan, pantry with lower pull out shelves for extra storage and easy access. Kitchen opens to great room and dining area with views of extended heated and cooled sun room! Great layout for entertaining inside and out!! Custom Plantation shutters and crown molding enhance this elegant home! Upgraded fixtures, fans, hardware, EVERTYHING! Other notable features include, FULL house water softener and water treatment system, full house dehumidifier. HVAC ( ALL 2021 ) Wonderful amenity center features 2 pools, fitness center, tennis and pickle ball courts, bocce , card and billiard rooms, arts and crafts area etc, plus many activity groups. HOA FEE INCLUDES LAWN CARE, IRRIGATION WATER, USE OF ALL AMENITIES, ENTRY GATE. Easy access to I95, great golf , restaurants, beaches, Historic St. Augustine, Jacksonville, great health care facilities, and so much more!! HVAC unit is Carrier. This home was under contract and due to close July 12, buyer was unable to close at the last moment, creating the longer days on market.

Features

Amenities: Clubhouse, Fitness Center, Park, Pickleball, Sauna, Security, Spa/Hot Tub, Tennis Court(s)
Bedrooms: 3
Baths: 2 full
Laundry: Electric Dryer Hookup
Style: Ranch
Year Built: 2007
Garage: 2-car

Heating: Central, Electric
Cooling: Central Air, Electric
Approx Sq. Feet: 1,617
Acreage: 0.2
Est. Taxes: $3,527
HOA Fee: $1,200 Quarterly
Adult Communities: Yes

Elem. School: Mill Creek Academy
Middle School: Mill Creek Academy
High School: Tocoi Creek
Appliances: Dishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Plumbed For Ice Maker, Refrigerator
MLS#: 2004430
Days on Market: 131 days
Website: https://www.raveis.com
/prop/2004430/809copperheadcircle_saintaugustine_fl?source=qrflyer

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than William Raveis Real Estate are marked with the listing broker's name and detailed information about such listings includes the name of the listing brokers. Data provided is deemed reliable but is not guaranteed.
Listing courtesy of WATSON REALTY CORP

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

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809 COPPERHEAD Circle, Saint Augustine, FL, 32092

$410,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$328,000	$328,000	$328,000
Term	360 months	360 months	180 months
Initial Interest Rate**	7.000%	6.990%	6.250%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.477%	7.159%	6.498%
Monthly Tax Payment	$294	$294	$294
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$2,182	$2,180	$2,812
Total Monthly Payment	$2,551	$2,549	$3,181

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.