***Seller to offer $6, 500 towards closing costs if you close on/before August 5!
Welcome to charming and peaceful Dunedin! Do you miss your basement but ready for the Florida lifestyle? Look no further! Your new home is a unique split level home offering comfort, privacy and space for the entire family! New upstairs A/C installed March 2024 and downstairs A/C is 2021. Through the front door, you will enter into your new living room with coat closet and kitchen featuring ample storage and a pass through to your dining room space, making entertaining a breeze. You then have the choice to go upstairs or downstairs. Upstairs features a large master bedroom as well as ample sized guest bedrooms and pristine bathroom. Downstairs, there is an additional space that could be used as an additional living space, gym, plenty of room for a pool table, playroom or even extra sleeping space. Your large laundry room, second full bathroom, garage, and entrance to outdoor lanai is through the downstairs space. The backyard is cleared and spacious and is a great spot to host parties or would be excellent to build your new beautiful pool! Solar panels are owned and paid off, saving you on your monthly electric bill! 74 Palm was one of the first built in the neighborhood and has only had a few owners over its lifetime. Surrounded by $1million+ homes and more being built, live the life of luxury without the luxury price tag! Updates to bathrooms, fresh paint inside and outside, refinishing hardwood floors are underway! New pics coming end of June/beginning of July, or come see for yourself! The home has been consistently cared for by its previous owners and now it's time for you to enjoy Dunedin! Located less than 1/2 mile to Dunedin Golf Club, 2 miles to dog friendly downtown Dunedin with tons of shopping, dining and breweries and less than 3 miles to beautiful Honeymoon Island State Park. Mease Dunedin Hospital, and several spring training ball stadiums are also nearby, less than 10 miles to Clearwater Marine Aquarium!
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Our Executive Mortgage Banker:
Our Insurance Division:
$505,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $404,000 | $404,000 | $404,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $269 | $269 | $269 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,688 | $2,685 | $3,464 |
Total Monthly Payment | $3,049 | $3,046 | $3,825 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.