WATERFRONT condo with private GARAGE back on market and priced to sell quickly! Your perfect low-maintenance, waterfront Florida home awaits! This sunny 2-bedroom, 2-full bath ground-floor condo offers the best of features: your own private one-car garage, close-up water views from your exclusive redwood deck and screened lanai, an open floor plan with a great room affording living and dining space as well as a spacious eat-in kitchen. Need some extra storage? The garage provides room for your vehicle plus a place to store your tools, bicycles, kayaks, or beach gear. After all, you may want those items while living steps from Long Bayou, near the Pinellas Trail, within a 77+acre nature preserve! This condo’s one, original owning family has cared well for this home, adding a new hurricane-impact garage door with keypad entry, new water heater (2023), new HVAC system with digital thermostat (2018), Modern Design epoxy concrete surfacing on front porch and back lanai (2021), beautiful laminate flooring in main rooms, all new breakers in electrical panel with lifetime warranty (2017), stainless steel kitchen appliances, LED recessed lights and ceiling fans, 120v AC smoke alarms with sealed lithium battery backup, ADA-height toilets in both bathrooms, and more! The building’s roof was replaced in 2011, and, with only two floors, this condo building will not be subject to the state’s milestone engineering inspection requirement. Condo fee includes exterior and grounds maintenance, flood insurance, escrow reserves, water, sewer and trash, as well as Spectrum HD cable TV and high-speed internet service! Located in the secure, gated community of Shores of Long Bayou with two swimming pools, spa, fitness center, and nearly 2 miles of private walking trails as well as opportunities for fishing and kayaking. Experience the best of Florida living right in the heart of Pinellas County, only minutes to the beaches and the local restaurants and shopping in and near Seminole City Center. See this lovely home today!
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Our Executive Mortgage Banker:
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$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $184 | $184 | $184 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,863 | $1,839 | $2,361 |
Total Monthly Payment | $2,122 | $2,098 | $2,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.