BEST VALUE 2 bed / 2 bath in the 33767 CLEARWATER BEACH ZIP CODE - THIS CONDO IS PRICED TO SELL! Don't miss out on the opportunity to own your own piece of paradise in the highly sought-after Island Estates community on Clearwater Beach! This 55+ condo at The Islander is the perfect place at the perfect price for anyone looking to relocate, retire, invest, create a winter getaway, or live full-time in the Sunshine State. Location is everything, and this spacious 2 bedroom / 2 bath second-floor end unit condo is conveniently located close to the elevator, laundry room, and stairs. The open floor plan is perfect for relaxing or entertaining in the spacious living area that flows into the dining room and a light and bright sunroom to enjoy the Florida sun. The kitchen, with a view to the North, provides great storage with lots of cabinets and an eat-in bar area, as well as a large closet or pantry adjoining. The huge master bedroom features 2 closets, one of which is 10' long and the other 5' long, along with an en-suite bath and even an entrance to the sunroom. The second room is large enough for 2full beds, a king bed, or even office / guest space. You'll feel like you're on vacation every day with the resort-like amenities at The Islander, including a waterfront heated pool, hot tub / spa, shuffleboard, and great fishing from the community dock right outside your door. This unit also features 2 full-size washers and dryers just 15 steps outside your front door for your convenience. One assigned covered parking space and a locked storage room provide plenty of storage for bikes, shelves, and tubs. You can even bring your furry friend, as one pet defined as a cat, bird, or fish is permitted at The Islander. Rentals are also permitted without ownership period restrictions and minimum leases of 90 days, making this unit perfect for investors or anyone looking for a winter getaway. All furniture can be conveyed with this sale to make it turnkey ready, and Island Estates is a self-contained community with Publix and other neighborhood businesses right across the street for your convenience. Walk, bike, or trolley just a ½ mile to award-winning Clearwater Beach and all the restaurants, entertainment, and shops in your backyard. Plus, both International Airports - TPA and PIE - are just a short 30-minute drive away. Act fast to secure this amazing opportunity to own a piece of paradise in Island Estates!
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $216,000 | $216,000 | $216,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $376 | $376 | $376 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,437 | $1,436 | $1,822 |
Total Monthly Payment | $1,888 | $1,887 | $2,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.