One or more photo(s) has been virtually staged. Truly a shelter in any storm. This home was untouched by the recent flooding in downtown Punta Gorda. The Seller has reduced the list price by $120, 000 and is offering a credit at closing of $50, 000 to help renovate the detached garage or whatever the new owner wishes to enhance. Step into the heart of historic downtown Punta Gorda, where this exceptional residence effortlessly blends Greco-Roman grandeur with modern comforts. A true masterpiece, this two-bedroom home stands out in the local market, showcasing opulent living at its best. Nestled in the vibrant downtown neighborhood, this architectural marvel welcomes you to a world of elegance and sophistication. Ascend to the rooftop terrace on a spiral staircase for breathtaking views of Charlotte Harbor, a venue that has witnessed weddings and refined gatherings. Upon entry, the bright and airy space unfolds with 12-foot ceilings and an open floor plan, creating a voluminous environment for all to enjoy. Tailored for those with a passion for design, an elegant lifestyle, and a love for entertaining, this residence embodies the brilliance of an artistic life. The chef's kitchen is a culinary haven, featuring a 6-burner gas stove, double oven, and a copper farmer's sink—a testament to meticulous attention to detail. The expansive dining area accommodates numerous guests, while the living space offers a picturesque view of the bustling downtown and the atrium, the central focal point of this remarkable home. Commissioned murals by a local Florida artist seamlessly blend indoor and outdoor living spaces, capturing the essence of the Florida landscape. The two bedrooms and bathrooms, elegantly appointed, reside on the opposite wing of the home, ensuring privacy and tranquility. Step onto the front porch and witness the charm of the historic district as people stroll by. Admire the rounded columns reminiscent of downtown's historic courthouse architecture and revel in the tongue-in-groove high ceilings of the porch. Similarly, find solace on the back porch with its Roman-style swimming pool, adorned with decorative balustrades, overlooking an expansive backyard. These decorative balustrades grace not only the rooftop terrace and front porch but also the opportunity-rich surroundings. With a separate garage structure accommodating two cars, a workshop/office/laundry space, and endless expansion possibilities, this home is a canvas awaiting your personal touch. Convenience meets leisure with Fisherman's Village and Gilchrist Park just steps away. The harbor walk and fishing pier at Gilchrist Park offer glimpses of dolphins, stingrays, and diverse Florida wildlife. Immerse yourself in the cultural tapestry of festivals, farmer's markets, car shows, restaurants, boutiques, and spas—all within a leisurely stroll. Endless opportunities await in this exquisite abode—nowhere but here will you find such a harmonious blend of luxury, history, and coastal living. Whether you appreciate art, architecture, entertaining, or sophistication, this residence caters to all discerning tastes.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $744,000 | $744,000 | $744,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.250% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.321% | 6.360% | 6.956% |
Monthly Tax Payment | $744 | $744 | $744 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,826 | $4,581 | $6,584 |
Total Monthly Payment | $5,662 | $5,417 | $7,420 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.