One or more photo(s) has been virtually staged. Southern Charm greets you in this popular Chatsworth model tucked nicely on Shady Oak Lane in Beach Haven . A most popular Beach Haven Floor-plan that offers Three Bedrooms and Den/Office/Flex Room! Be welcomed with shade trees lining the street reminiscent of Olde Florida and come home to wide front porch with lovely western exposure to soak in the Florida sunshine. Large open concept floor plan that beckons you outdoors to an extended covered lanai and summer kitchen. You are sure to enjoy dining al fresco and enjoy watching football with family and hosting guests alike on the oversized porch. This home offers true Florida outdoor living. Inside you are sure to love cooking in this kitchen with oversized island, two gas convection ovens, warming drawer and gas cook top! For those who want to enjoy a vibrant and coastal neighbor friendly community- you've found it in Beach Haven and Shady Oak Lane offers the more private lots at 75X120 with a protected green belt behind the house. 10' ceilings throughout with tray ceilings in foyer as well as owners suite. Beautiful crown moulding, porcelain tile flooring, gas range with vented hood and large island to gather around with an easy flow into the dining space to enjoy family meals. Private owners suite at the back of the home welcomes you with three large windows, glass door to lanai, tray ceiling and additional square footage with bay windows to enjoy waking up to the beautiful greenery of the private back yard. Walk in shower and soaking tub complete the bathroom with double vanity. There is a den or office flex room just off the Living area with butlers serving station tucked between. Your guest bedrooms and bath are located at the front of the home so your guests have privacy. There's so much to love about this home- come see yourself living in it and the charm of the Key West Inspired lifestyle of Beach Haven! This Key West inspired community is gated along A1A, has private deeded beach access, community pool and walking trails and is surrounded by nature with intracoastal and the beautiful Atlantic ocean! Buyer to Verify all measurements.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $580,000 | $580,000 | $580,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,006 | $3,855 | $4,973 |
Total Monthly Payment | $4,532 | $4,381 | $5,499 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.