Under contract-accepting backup offers. THIS IS A STEAL OF A DEAL!! Structural Assessment has been completed and no structural issues were identified. This 2-bedroom, 2-bath condo has a unique remodel with a privacy door that converts the second bedroom into an en suite, like the master bedroom, for overnight guests or a second resident's use, as needed!! This second floor Clearwater condo is located along Old Tampa Bay in the most desirable building 2618, Village I, in Cove Cay, offers you an unparalleled panorama of Tampa Bay. The second-floor perspective above the mangroves adds to the charm. This condo is designed for comfort and practicality. The layout maximizes every square inch, with a meal-prep friendly kitchen, light and bright living area, and two spacious bedrooms and two bathrooms. The condo boasts stylish porcelain tile flooring throughout the living areas, enhancing aesthetic appeal while ensuring easy maintenance and durability. The fully glass windowed porch provides a perfect vantage point to immerse yourself in the beauty of Florida's outdoors while you are relaxing in your living room or when you wake up in the morning and look out the bedroom window to another lovely day on the Bay. It's an ideal spot to watch golfers on the 17th fairway and observe the diverse wildlife. The condo offers unparalleled convenience, with a carport for parking and a full-size laundry room exclusive to the unit, equipped with a washer, dryer, and ample storage space. Described as the epitome of Florida living, Cove Cay is depicted as a paradise with a championship golf course, stunning views, and various amenities that contribute to a cool and clean ambiance. The Village I recreation hall, with its heated swimming pool, spa and saunas, along with showers and an exercise room, make gym memberships an unnecessary expense. Cove Cay itself offers a championship golf course where Golf memberships are available, or pay as you play, a restaurant and full bar open seven days a week, a marina with access to Freedom Boat Club (separate cost), lush landscaping, a clubhouse, and a recreation area with a heated pool and spa. The marina is an extra amenity, uncommon to have along with a golf course. It features kayak rentals and a boat launch to enjoy Tampa Bay or Alan’s Creek. Cove Cay's central Pinellas County location is minutes away from the sandy beaches of Florida's Gulf Coast and Tampa Bay, while convenient to downtown St. Petersburg or Tampa and your choice of airports. HOA fees include water, sewage, trash, cable and high-speed internet! Cove Cay residents also have the benefit of enhanced security with a 24-hour gated entrance!!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $128,000 | $128,000 | $128,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $63 | $63 | $63 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $799 | $778 | $1,012 |
Total Monthly Payment | $937 | $916 | $1,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.