One or more photo(s) has been virtually staged. This MINTO Banyan floor villa is on a beautiful water and golf course view lot that just wraps itself around the home for a beautiful view in both directions. Enjoy beautiful sunsets and peaceful mornings from the inviting screened lanai. Built in 2013, this villa/townhouse is the only model to have a rare 2 ½ car garage that’s perfect for a golf cart or extra storage. The garage has overhead rack storage too and the garage door has been insulated. The great room has a tray ceiling and sliding glass doors opening to the lanai and overlooking the beautiful views. You’ll appreciate the northwest orientation of this home for its cooler late afternoons and pretty sunsets. This home has just been painted inside with a very light creamy tan color. It has lots of quality upgrades like painted maple 42-inch kitchen cabinets with crown molding, granite countertops, stainless steel appliances, and a center island. The cream tile throughout the home is laid diagonally making the rooms look even larger. There are wood cabinets and granite countertops throughout the home, even in the very spacious laundry room. There are ceiling fans in all the right places for year-round comfort. There are two bedrooms on diagonal corners of the home for maximum privacy and a spacious den/office with bow windows that stream in the Florida sunshine. The primary bedroom has a tray ceiling, a huge walk-in closet, and a bath with two separate vanities and a large, tiled shower. There are hurricane shutters and a water softener. You will like being close to the beautiful south clubhouse with a restaurant and bar, pools, gym, and lots of meeting rooms for activities galore! It’s close to the back gate which gives you quick and easy access to the highway too. You’ll be amazed at the facilities and activities that Kings Point has to offer. Located between Sarasota and Tampa, it is the perfect location, with easy access to beaches, airports, professional sports, and entertainment. Enjoy your new life here in the very popular and affordable gated community of Kings Point!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $299,600 | $299,600 | $299,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $460 | $460 | $460 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,993 | $1,991 | $2,569 |
Total Monthly Payment | $2,528 | $2,526 | $3,104 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.