Significant Price Improvement! This two-bedroom, two-and-a-half-bathroom residence eagerly awaits its new owner to personalize and transform it into a unique haven. With a captivating view of a lake and deep-water marina offering direct access to the Intracoastal and Gulf, this dwelling boasts just over 2100 square feet of air-conditioned living space. It features a 2-car tandem garage along with an additional storage closet. Nestled in the amenity-rich community of Placida Harbour Club, this property comes with the perks of three clubhouses, three heated pools, tennis and pickleball courts, a fitness center, and a standout feature—an exclusive ferry providing access to the beach and clubhouse on Little Gasparilla Island. Revel in the convenience of mainland living while having the luxury of a private ferry ride to witness stunning sunsets, engage in beachcombing, fishing, or simply enjoying a day at the beach. Placida Harbour Club is strategically located along the Placida corridor, offering proximity to various local restaurants, golf courses, and more. Furthermore, it is just 1. 5 miles from the Boca Grande Causeway, providing easy access to the enchanting island lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $797 | $797 | $797 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,373 |
Total Monthly Payment | $3,532 | $3,530 | $4,244 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.