1083 Northridge DRIVE, Palm Harbor, FL, 34683 | $649,900

Under contract-accepting backup offers. Price reduce!!! seller motivated and Bring all offer!! Welcome to your stunning three-bedroom, three-bathroom pool home with an In-law suite in beautiful Palm Harbor, Florida. This spacious and well-appointed home is situated in one of the area's most desirable neighborhoods, boasting easy access to some of the best schools in the region like Palm Harbor University, Palm Harbor Middle, Ozona Elementary and pristine beaches just a stone's throw away. As you step inside, you'll be greeted by an abundance of natural light and an open floor plan that seamlessly blends modern convenience with comfort. The main living area is ideal for both relaxation and entertaining, featuring a stylish kitchen with appliances, a cozy living room, and a dining area that opens out onto a private patio, perfect for enjoying the pool and Florida sunshine. The generous bedrooms offer plenty of space and privacy, while the In-law suite provides an excellent opportunity for multigenerational living or guest accommodation. When it comes to location, this property is a true gem. Not only is it in proximity to some of the area's finest schools, but it also provides convenient access to the highway, making commuting a breeze. And let's not forget the nearby beaches, where you can unwind and soak up the sun at your leisure. Don't miss out on this incredible opportunity to own a piece of paradise in Palm Harbor, Florida. This home is a steal and won't last long!

front AC system is 2019 and the rear outside unit condenser is 2024

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Laundry Room
  • Year Built: 1994
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,531
  • Acreage: 0.28
  • Est. Taxes: $7,181
  • HOA Fee: $525 Annually
  • Middle School: Palm Harbor Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Convection Oven, Dishwasher, Disposal, Exhaust Fan, Gas Water Heater, Microwave, Range, Range Hood, Refrigerator, Tankless Water Heater, Water Softener, Wine Refrigerator
  • MLS#: T3502726
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/T3502726/1083northridgedrive_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 6/1/2024 6:27:15 AM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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1083 Northridge DRIVE, Palm Harbor, FL, 34683

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 8.011% 7.171% 6.538%
Monthly Tax Payment $598 $598 $598
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,591 $3,456 $4,458
Total Monthly Payment $4,281 $4,146 $5,148

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.