Welcome to North River Estates a Land Owned manufactured home community with a a busy social calendar, heated pool and yard maintenance included in the low hoa fee of $125. Ellenton area is growing by leaps and bounds. This well cared for home is in the heart of a vibrant 55+ community, away from the road noise and has one of the best water views. This charming 2-bedroom, 2-bathroom home offers comfort, space for enjoyment, covered parking and storage. Inside you will discover an open and inviting floor plan, featuring a spacious living room bathed in natural light. The well-appointed kitchen is equipped with all appliances and has a nice sized island with a granite counter top and seating, providing an ideal space for family or friends to gather around. Enjoy meals in the adjacent dining area or step out onto the screened lanai with ample space for dining and relaxation.
The primary bedroom suite is located in the back of the home allowing privacy, a private bathroom with a walk in shower and closet. The second bedroom is versatile, perfect for guests or a home office, providing flexibility to suit your lifestyle needs. This bedroom is currently being used as a craft room for the current owner. There is a separate laundry room with a full size washer and dryer that will convey with the property. For added peace of mind the roof was replaced in 2021, Brand new AC with 10 year transferable warranty was replaced in 2022, the exterior of the home was power washed, gutters cleaned, new landscaping installed 2023, skylight replaced and a storage shed was added that will stay with the property. Ready to trade in the snow shovel for sunshine? Schedule your showing today.
This home is located within a few miles to Publix shopping, Detweilers farm market, Ellenton outlets, waterfront dining and much more!
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Our Executive Mortgage Banker:
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$240,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $192,000 | $192,000 | $192,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.042% | 6.276% |
Monthly Tax Payment | $165 | $165 | $165 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,294 | $1,261 | $1,619 |
Total Monthly Payment | $1,534 | $1,501 | $1,859 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.