**BACK ON MARKET**This immaculate California Split with 3 bedrooms and 3 baths is perfectly situated on a shy 1/3 acre in the heart of East Norwich. Tastefully renovated with light hardwood floors and elegant fixtures and fittings, this charming residence features an open plan with a vaulted and beamed ceiling, floor-to-ceiling brick fireplace, spacious dining and living room with picturesque views of mature plantings and lush landscaping, and a chef's kitchen with professional-grade stainless-steel appliances, an island with additional storage, marble counters, and French doors to the exterior. The tranquil primary bedroom features a soaring ceiling, generous walk-in closet, and a spa-like bath with a large shower. Additional bedrooms are spacious and equipped with ample closet space. The lower level is designed with a sizable recreation room and sliding doors to the patio, an exercise area, a bright and airy home office/guest room, and a newly renovated bath with a shower. The basement houses the laundry area and offers abundant storage. Outdoors features a large bluestone patio, ideal for al fresco entertaining. Highlights include a new roof, camera and alarm system, updated ductless air conditioning, sprinklers, and a 2-car garage. While just minutes to historic Oyster Bay shopping, restaurants, country clubs, parks, and the Long Island Railroad which provides an easy commute to NYC, this phenomenal property is also close to Oyster Bay Harbor with a stretch of beautiful coastline that offers swimming and boating, as well playgrounds and picnic areas. Incredible opportunity to live the Gold Coast dream.
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Our Executive Mortgage Banker:
Our Insurance Division:
$995,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $796,000 | $796,000 | $796,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $1,041 | $1,041 | $1,041 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,273 | $4,709 | $6,557 |
Total Monthly Payment | $5,405 | $5,841 | $7,689 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.