Highly motivated sellers! Seller's concessions are being offered! A well maintained 2-bedroom 2. 5 bath townhome offers 1542 sf of living space. Enjoy the perks of living in this maintenance free gated community! The ground level includes an oversized garage, screened lanai/bonus space and a private fenced patio with beautiful pavers which is perfect for entertaining or relaxing! The 2nd floor offers the kitchen which has granite counter tops, solid wood cabinets, 2 closet pantries, a kitchen island and breakfast bar. In addition, a dining area, spacious living room and balcony. The third level offers the primary suite with a large walk-in closet. The primary bathroom offers a solid wood vanity with granite counter tops and double sinks along with a beautiful, tiled walk-in shower. The second bedroom is spacious with a generous sized closet. The laundry room is located on the third level for your convenience. This home also includes upgraded ceiling fans and fixtures throughout. The 3rd floor elevator shaft is currently being used as an office. The home also has a BRAND-NEW Fridge, AC unit, Fixtures and Paint. This home was built by Ryland Home Builders and includes an Elevator shaft to add your own private elevator if desired. Your monthly HOA fee covers basic cable, trash removal, ground maintenance, building exterior, Escrow Reserve Fund, 2 pools, a fitness center and your membership to the private beach at Gulf Harbors Beach Club with cabanas, showers, & beautiful sunsets! This home is completely move-in ready!
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Our Executive Mortgage Banker:
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$255,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,357 | $1,356 | $1,720 |
Total Monthly Payment | $1,703 | $1,702 | $2,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.