A great Florida home in one of the most highly rated 55+ communities. On Top of the World has so much to offer! You will never be bored. It is located in comfortable driving distance to Tampa, Orlando, Gainesville and is less than an hour to Cedar Key. This over sized lot was hand-picked by the owner for many reasons. 3 bedrooms plus den with 3 full baths; Garage extended 4 additional feet and has an epoxy coated floor; Courtyard with French doors leading to the kitchen, den, and 2nd master bedroom; Beautiful trees, gardenia shrubs, and extensive landscaping throughout this huge corner lot, just across the street from the Candler Lodge; Landscape lighting with timer on trees and entranceway; 20KW Kohler whole house generator with surge protection; Commercial grade exhaust fan over stove; High grade large porcelain tiles everywhere except in the carpeted bedrooms and the den which has a beautiful wood floor; Gutters on every side of the house with all downspouts leading in to French drains; This can be your dream home!!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$479,700
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,760 | $383,760 | $383,760 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $396 | $396 | $396 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,553 | $2,551 | $3,290 |
Total Monthly Payment | $3,024 | $3,022 | $3,761 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.