Impressive WATERFRONT POOL HOME offers QUICK SAILBOAT access to Charlotte Harbor and on to the Gulf of Mexico. This *FURNISHED* 3 Bedroom, 2 Bathroom home with attached 2 Car Garage features a Great Room, Dining Room, well appointed Kitchen, Family Room, Office and Inside Laundry. The spacious Great Room has a cathedral ceiling, tile floor and lots of natural light through large windows. The Kitchen features wood cabinets, granite counters, stainless French door refrigerator, stainless dishwasher, stainless range with gas cooktop and electric oven and a microwave. There is a pass thru to the Family Room. The Inside Laundry offers front loading washer and front loading dryer, laundry tub and cabinets. The air conditioned Family Room has a "Florida Room" feel with numerous windows and lots of natural light. The Master Bedroom suite offers Lanai access through French doors, walk in closet and private bathroom with long granite vanity, white cabinetry and walk in shower. There are two additional generous sized bedrooms with double closets and the guest Bathroom has a tub/shower combo, white vanity with granite counter. There is also an office off of the garage with a wall A/C unit. Your living space extends to the backyard and screened lanai and pool area with heated inground pool with waterfall, tropical plants and plenty of deck for sunbathing and entertaining. There are paver walkways and a delightful shed that looks like a cottage with a porch. Half of this building is used as an office with wall A/C unit and half is used for storage. Continue to the waterfront with 80 foot concrete seawall, davit, 16, 000 lb Boat Lift and 42x12 wood dock. **New DOCK is coming** QUICK SAILBOAT ACCESS. Other features include lush tropical landscaping, sidewalk, tile flooring in the living areas and carpet in the bedrooms. *NEW ROOF 2022. . . . . NEW POOL HEATER 2022* NO HOA. Utilities are county water and sewer. ***This home had NO DAMAGE from Hurricane Helene and Hurricane Milton!! *** Located 5 minutes from shopping, dining, medical care, entertainment, waterfront parks, 10 minutes to Charlotte Sports Park (spring training home of the Tampa Bay Rays). This home is perfect for the avid boater and fisherman, and those expecting lots of winter visitors!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,920 | $399,920 | $399,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $271 | $271 | $271 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,728 | $2,658 | $3,373 |
Total Monthly Payment | $3,074 | $3,004 | $3,719 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.