Explore the potential of this Rural Residential-zoned property in St. Johns County, offering 1. 6 acres of land to bring your dream home to life. Embrace the opportunity to personalize this space to your liking. The property boasts the charm of mature southern live oak trees, creating a picturesque setting, just 15 minutes from downtown St. Augustine. Situated beyond the City limits of St. Augustine, this location provides a tranquil escape while being conveniently close to amenities. St. Augustine Airport, grocery stores, gas stations, and bars are mere minutes away, and the beach is only a 30-minute drive. Enjoy the best of both worlds - the serene rural atmosphere and easy access to city conveniences. This property stands out for its lack of a Homeowners Association (HOA), giving you the freedom to bring all your toys and truly personalize your space. Power is conveniently accessible along the paved road. To fully appreciate the beauty of this lot, a personal visit is a must.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,920 | $107,920 | $107,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $700 | $709 | $903 |
Total Monthly Payment | $775 | $784 | $978 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.