Welcome to your fully renovated 2-bedroom, 2-bathroom condo retreat in the heart of Port Charlotte, where Florida living meets modern elegance. Nestled on the second floor of a corner unit, this condo boasts a brand-new roof and offers the perfect blend of tranquility and convenience. As you step inside, prepare to be captivated by the stunning transformation that awaits you. The wide-open living room welcomes you with sliding glass doors that lead out to the screened lanai, inviting an abundance of natural light to fill the space. High gloss tile flooring throughout adds a touch of sophistication while ensuring easy maintenance. The interior features French doors that open to a charming dining room, creating an ideal space for entertaining guests or enjoying intimate meals. The kitchen is equipped with stainless steel appliances, a breakfast bar, granite countertops, and white cabinets and drawers. With its open layout overlooking the living and dining areas, the kitchen seamlessly blends style and functionality. Retreat to the spacious primary bedroom, where French doors open to reveal a serene oasis complete with two built-in closets and an attached full bathroom. The guest room offers versatility with a convenient Murphy bed and access to a second full bathroom, ensuring comfort and privacy for all. Outside, a screened lanai provides the perfect spot to relax and unwind while enjoying the serene surroundings. Surrounded by mature oak trees, lakes, and walking paths, this condo offers a peaceful retreat in a picturesque setting. With the added convenience of a washer and dryer in the unit, this impeccably updated condo is truly move-in ready. Condo also features newer A/C in 2019 and water heater in 2016. Sellers used this home 3 to 4 months a year and no tenants making this perfect opportunity to embrace the laid-back lifestyle of Florida living. Oaks IV Condominiums is a beautiful park setting featuring serene wildlife and numerous recreational facilities. The community includes a pool, gazebo, clubhouse, library, shuffleboard and bocce courts. There is a full-time maintenance crew, a groundskeeper and management office that make sure Oaks IV Condominiums always looks its very best for everyone to enjoy. Quick commute to US41 and I75. Conveniently located near shopping, restaurants,
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,999 | $159,999 | $159,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $225 | $225 | $225 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $972 | $972 | $1,264 |
Total Monthly Payment | $1,272 | $1,272 | $1,564 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.