NEW HOME, TO-BE-BUILT! Don't wait - this is the LAST opportunity to own in Cliffdale! This Chesapeake new construction home is situated on a beautiful premium homesite in Cliffdale, Town of Poughkeepsie, this 3+ acre homesite feels secluded, and yet is centrally located within the town. This spectacular home is the only homesite remaining at Cliffdale. Full of carefully thought-out custom features and upgrades from the attractive and energy efficient black trimmed windows and two siding black and white accent areas on the exterior to the high end interior finishes, this spacious home has it all. Be welcomed by the impressive, sizable 2-story foyer. The chef's kitchen is vibrant with its custom cabinetry & center island topped with granite countertops, a walk-in pantry, and stainless steel appliances. The adjoining mudroom entry from the garage includes a convenient built-in in bench and closet. The grand family room flows from the kitchen and eat-in area, connects to the deck. In addition to the family room, appreciate a separate living room. The outstanding primary bedroom delights with 2 large walk-in closets and a luxurious bath offering large, ceramic tiled shower, double vanity with granite top and ceramic floor and shower tile. Two additional bedrooms, an additional full bath and laundry room complete the upper level. Other features include luxury vinyl plank flooring in foyer, powder, kitchen & nook, living room, dining room, family room, second floor hall, pantry and mudroom and luxury vinyl stair treads, to match flooring. Gas heat, central air, municipal water, individual septic system are also additional features. This Town of Poughkeepsie location is prime, convenient to Route 9 shopping but in the Wappingers School District. Within a very short distance access Metro North and Amtrak train lines, Vassar Hospital, Vassar and Marist Colleges, the Culinary Institute of America, the Arlington shopping and restaurant district, Vassar Farm, historic walking trails and the developing Poughkeepsie riverfront. Also, within close proximity are charming Hudson Valley towns to visit like Beacon, Rhinebeck and New Paltz. This is a sensational home, community and location! Photos are of previously built home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,493 | $3,402 | $4,425 |
Total Monthly Payment | $3,585 | $3,494 | $4,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.