SELLER WILLING TO NEGOTIATE. BRING ALL OFFERS! This beautiful 1872 Poughquag side by side, two family home is a rare find in Poughquag! This home sits on over 1. 8 acres, and the natural cedar shake siding with established trees, an apple tree and perennial gardens has the esthetic appeal of the surrounding farmhouses. There are 2 outbuildings one having a workshop with electric. All new Anderson windows throughout as well as original hardwood floors and a new hot water heater. The rooms with carpeting have hardwood under carpeting. The heating is oil with baseboards and supplies both units. Electric meters for each unit. One unit has a mudroom with washer and dryer, an updated kitchen with newer cabinetry, wainscoting, appliances, refrigerator, range and dishwasher, bathroom and living room on the first floor. Upstairs has a large master bedroom with large closet, 2nd bedroom with large closet, and an office that could be a third bedroom. Raised panel wood doors, wood paneling, ceiling fans complete the warmth and charm. The second unit has a light filled kitchen with oak cabinets, gas range, tonged and groove wood ceiling, vinyl flooring and ceiling fan. there is a dining room with trayed wood ceiling, living room, laundry room. , AboveGrade: 2240, Below Grnd Sq Feet: 600, Cooling: Ceiling Fan, EQUIPMENT: Carbon Monoxide Detector, Smoke Detectors, FLOORING: Vinyl, Wood, FOUNDATION: Block, InteriorFeatures: Walk-In Closets, Washer Connection, Other School: PRIVATE, ROOF: Asphalt Shingles, Unfinished Square Feet: 660
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Our Executive Mortgage Banker:
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$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.171% | 6.538% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,423 |
Total Monthly Payment | $3,434 | $3,398 | $4,168 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.