Make this Kinderhook Victorian Farmhouse your home with 3 beds, 2. 5 baths, screened porch, a rocking chair front porch and a spacious outdoor paver patio surrounded by lush plantings of Hydrangeas, Lilacs, Fruit Trees and plenty of room to garden more. A short stroll to the center of Kinderhook and all it has to offer. As you walk into the center hall, you are greeted with a graceful and original curved stairway that leads to 3 bedrooms, laundry room, a spacious and airy bathroom with both a shower and pedestal tub which looks out to the gardens. The primary bedroom also has an en-suite showered bathroom. On the main foor, the North Sitting room boasts a modern gas stove and a Jack-and-Jill 1/2 bath that also opens to the dining room. If the 1/2 bath were locked or walled off, the sitting room could be converted to a bedroom with 1/2 bath. To the South of the stairway are the 2nd sitting room and dining room that has served many a dinner. Off the dining room is the entry to the attached screened porch with entraces to the fenced side yard as well as the large patio. Built in 1900's, this sweet home captures the sunset on the NW facing rocking chair front portch and SE facing morning sun from the walled paver patio, garden, and expansive back yard. The single garage is a rear entry, with a paved parking turn-around and parking for 2 or 3 more cars. Even with the fenced vegetable garden, the property has plenty of space for a pool, pool house and/or large gardening shed or greenhouse. The Village of Kinderhook boasts a very active community life with a Saturday Farmers Market, the Kinderhook Memorial Library, a Garden Club and the home to the Columbia County Historical Society and the Museum and Historical Buildings. For the art lovers and collectors, check out The School as well as several smaller galleries, new eating establishements such as Morningbird, Aviary, Saisonnier and more to come!, AboveGrade: 1640, APPLIANCES: Water Softener, Basement: Interior Access, Sump Pump, Below Grnd Sq Feet: 750, ExteriorFeatures: Outside Lighting, FLOORING: Wood, FOUNDATION: Masonry, Heating: Zoned, Level 1 Desc: KITCHEN, DINING RM, LIVING RM, DEN, SCREENED PORCH, 1/2 BATH, Level 2 Desc: PRIMARY BED, EN SUITE BATH, 2 BEDROOMS, 1 FULL BATH, ROOF: Asphalt Shingles, Unfinished Square Feet: 750
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,542 | $3,451 | $4,452 |
Total Monthly Payment | $4,161 | $4,070 | $5,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.