Introducing a beautiful and elegant home with four bedrooms and two full baths, situated on a spacious lot with a fully fenced backyard. This stunning property boasts an open kitchen with a stylish island, 42-inch cabinets, granite countertops, and stainless steel appliances. Enjoy your meals at the breakfast bar or in the charming café-style area. The highlight of this home is the oversized gathering room, perfect for entertaining guests or relaxing with family. Step outside and be amazed by the fantastic outdoor entertainment area, complete with a covered porch featuring a ceiling fan and pavers. The owner's suite is truly impressive, offering ample space and comfort. The en-suite bathroom features an oversized shower and a spacious walking closet with additional extensions for all your storage needs. Convenience is key with this property, as it is located in a community that provides easy access to l-95, historic Saint Augustine downtown, Saint Augustine Hospital, and the nearby beaches. Additionally, a shopping center is within walking distance, making errands a breeze. Families will be delighted to know that this home is situated in the top-rated St. John's County school district. For those pursuing higher education, St. John's River State College is just across the street, offering a convenient educational opportunity. Don't miss the chance to make this gorgeous retreat your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $242 | $242 | $242 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,182 | $2,126 | $2,698 |
Total Monthly Payment | $2,499 | $2,443 | $3,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.