An opportunity to live as if aboard your own yacht on the mighty Hudson River. River Terrace sits above the Hudson with incredible south and west views of the river and the Palisades. 1A is a beautifully renovated split 2-bedroom, 2-bathroom unit with a terrace and an oversized living room. It boasts a recently renovated windowed kitchen with quartz counters, stainless steel appliances, abundant custom cabinetry, and opens to the dining area next to the enclosed terrace flooded with light. You will enjoy all-day direct sunlight and unparalleled sunsets from all rooms, as every room has river and Palisades views. The huge primary bedroom features a walk-in closet and a custom-renovated bathroom with a stall shower. The generous second bedroom offers a wall of closets and an updated bathroom in the hall leading to the second bedroom. The maintenance fee includes gas, electric, central heat and air conditioning, seasonal heated pool with BBQ area, basic cable, internet, water, real estate taxes, 24-hour doorman, and a live-in super. Amenities offered at an additional cost include storage bins, bike storage, as well as indoor/outdoor parking when available FOR AN ADDITIONAL FEE (currently, outdoor parking is available). A new gym is coming soon. A very well-maintained co-op, River Terrace is considered to be one of the most desired luxury co-ops in Riverdale. It is conveniently located near parks, Wave Hill, shops, and close to the Metro North Spuyten Duyvil train station. Local buses to the 1, 4 & A trains and express buses to Manhattan are nearby as well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$630,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $504,000 | $504,000 | $504,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,481 | $3,350 | $4,250 |
Total Monthly Payment | $3,573 | $3,442 | $4,342 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.