Impressive and spacious WATERFRONT two story home situated on an oversized lot (0. 32 acres) on a quiet dead end street in Port Charlotte yet minutes from all amenities. This home offers 4 Bedrooms, 3 Bathrooms, attached 2 Car Garage and 22x18 two Car Carport with electricity. This light and bright home with numerous windows has a Great Room, Family Room with wood burning fireplace, separate Dining Room, well appointed Kitchen with Dining area, Inside Laundry and a separate 40x16 game room building with metal roof, insulation, electric overhead door and mini-split which provides both cool air and heat. The Kitchen features white cabinetry, beautiful granite counters, stainless appliances (refrigerator, oven/range, microwave, dishwasher), breakfast bar, dining area and opens to the Family Room with fireplace and vaulted ceiling. There is a guest Bedroom on the first floor with tile floor and a full bathroom with white wood vanity, granite counter and tub/shower combo. A wood staircase leads to the second floor with wood floors throughout, Master Bedroom, two additional guest bedrooms and full bathroom. The Master Bedroom features vaulted ceiling, custom walk in closet, additional built in closet and private bathroom with dual sinks, jetted tub and walk in shower. The Master also has private access via French doors to a screened porch overlooking the pool and canal. There are two generous sized guest bedrooms with walk in closets on the second floor and the guest bathroom has a walk in shower. Downstairs your living space extends to the screened lanai and pool area with 28x18 inground pool, covered lanai, half bath, outdoor shower with hot and cold water and open deck for sunbathing. Continue through the fenced yard to the waterfront with 90 foot concrete seawall and NEW 2021 66x12 wood dock. Boating access from the dock to Charlotte Harbor and on to the Gulf of Mexico. There is also a large concrete patio outside of the pool cage. Other features include: tile floors throughout the first floor and wood floors throughout the second floor, plantation shutters, shingle roof on the main house, circular driveway, two NEW A/C systems 2023, NEW ROOF 2018, NEW gutters 2022 NEW Pool Cage 2023. NO HOA. County water and septic. Per the seller, the land adjacent to this property on the west is a preserve and cannot be built on. This home is only 5 minutes from shopping, dining, entertainment. 10 minutes from the Charlotte Sports Park (spring training home of the Tampa Bay Rays). Easy drive to world class fishing on Boca Grande and gorgeous Gulf beaches in Englewood, Manasota Key and Venice. This unique home is perfect for entertaining, perfect for a family and for those expecting lots of winter visitors!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $636,000 | $636,000 | $636,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,231 | $4,227 | $5,453 |
Total Monthly Payment | $4,695 | $4,691 | $5,917 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.