Don't miss out on this incredible opportunity to live in the highly desirable Pelham Gardens neighborhood. This beautifully maintained, detached brick home boasts 5 bedrooms and 3 full bathrooms, providing ample space for a growing family. The home is divided into 2 separate units, with a spacious 3 bedroom unit on the top floor and a 2 bedroom unit on the first floor. Its prime location offers convenience and accessibility, just a short walk to Jacobi and Albert Einstein hospitals, and easy access to all forms of transportation. The 2 and 5 trains are only a 5-minute walk away, and major highways such as the Bronx River Parkway, Hutchison Parkway, and I95 New England Thruway are easily accessible. Plus, there are plenty of great public and private schools within walking distance, as well as fantastic local restaurants and shopping malls. And if you love the outdoors, you'll be delighted to know that beaches and golf clubs and Yacht clubs are just minutes away. And of coarse you will PAY the least amount of property taxes in all of Nee York city and Westchester, Use that extra money to finance your retirement or a nice vacation every year,
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,248 | $5,481 |
Total Monthly Payment | $4,993 | $4,826 | $6,059 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.