13008 Creekside LANE, Port Charlotte, FL, 33953 | $462,000

PRICE IMPROVEMENT! RARE OPPORTUNITY! LOOKING FOR FUN IN THE SUN? And a spacious, comfortable, & affordable home in a gated community? Look no further than this stunning twin villa with a LARGE POOL AND SPACIOUS POOL DECK WITH PLENTY OF PRIVACY in Riverwood, a resort lifestyle community. This property offers you the best of both worlds: the privacy & convenience of owning a twin villa building (both units are for sale see: D6134540) & the luxury & security of living in a gated community. This Villa features a great room, 2 bedrooms, 2 bathrooms, & an attached 2 car garage, & pool on an oversized lot. Welcome home to Riverwood Golf & Resort Style Living Community in fast growing Port Charlotte, Florida.

As a twin villa building owner, you can enjoy the following benefits:
- **Affordability**: Twin Villas are more cost-effective than single-family homes, & you can use a government-backed home loan with low or no down payment requirement. - **Cash flow**: You can rent out one or both units of your twin villa building & generate passive income to help cover your mortgage or other expenses. - **Tax benefits**: You can deduct the mortgage interest & any repair or improvement costs for your rental unit from your taxable income. - **Landlord experience**: You can learn the ins & outs of being a landlord & build your real estate portfolio without having to manage multiple properties. - **Appreciation**: Twin Villas tend to appreciate faster than single-family homes, especially in high-demand areas, giving you a higher return on your investment. Consult your tax advisor for more details. See D6134540 for details on the other unit for sale.

As a resident of a gated golf course, resort lifestyle community, you can access the following amenities:
Golf course: You can join Riverwood's Golf Advisor's 2021 #1 Best Course in Florida & #15 in the US Course & play golf on a picturesque and well-maintained course & enjoy its natural beauty which enhances the entire community. **Activity Center Campus**: You can socialize with your neighbors & friends at the clubhouse, which offers a variety of activities & events, such as fitness classes or workout in the state-of-the-art fitness center, bocce ball courts, lawn croquet, library, craft room, social gatherings, and entertainment. **Tennis courts & Pickleball courts**: You can practice your tennis or pickleball skills or join a friendly match on the 6 Har-tur tennis courts & pickleball courts which are also lit for night play. **Swimming pool**: You can relax & cool off at the resort-style swimming pool & lap pool, which features a sun deck, & a spa. *Dog Parks*: large or small dog parks for off lease play! You can explore the natural beauty of the community perfect for walking, biking, or jogging. Security: You can feel safe & secure in your home, as the community is manned gated 24/7, & has a state-of-the-art surveillance system at all entrances. Riverwood Beach Club on Manasota Key: enjoy a day at the beach in Riverwood's own pavilion. Separate membership is required. Currently there is a wait list. Located close to Tampa Bay Rays & Atlanta Braves Spring Training Facilities, Gulf Beaches, Charlotte Harbor (2nd largest estuary in FL), Myakka River (FL Scenic River), Punta Gorda, Englewood, & Boca Grande. Riverwood, a Perfect Blend of Florida’s Nature, & Resort Lifestyle. Don't miss this opportunity to own Twin Villa. Schedule a viewing & see for yourself why this is the perfect home for you.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Golf Course, Optional Additional Fees, Park, Pickleball Court(s), Pool, Security, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2012
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,557
  • Acreage: 0.25
  • Est. Taxes: $5,250
  • HOA Fee: $485 Monthly
  • Lot Desc: Cul-De-Sac, Flood Insurance Required, FloodZone, In County, Irregular Lot, Landscaped
  • View: Pool, Trees/Woods
  • Elem. School: Liberty Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pool: Child Safety Fence, Gunite, Heated, In Ground, Salt Water
  • Pet Policy: Breed Restrictions
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: D6134543
  • Days on Market: 154 days
  • Website: https://www.raveis.com
    /prop/D6134543/13008creeksidelane_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 7/4/2024 8:17:08 PM)
Listing courtesy of RIVERWOOD REALTY   Phone: 941-743-9663

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NMLS Mortgage Loan Originator ID 16953

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Melissa.Cohn@raveis.com

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13008 Creekside LANE, Port Charlotte, FL, 33953

$462,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $369,600 $369,600 $369,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,490 $2,456 $3,169
Total Monthly Payment $3,003 $2,969 $3,682

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.