ENJOY FABULOUS SUNSETS AT YOUR CUSTOM LUXURY HOME ON TILETTS BAYOU, a quite inlet off Miguel Bay with the Gulf of Mexico further west! Situated on the Island of Terra Ceia, with kayaking fishing and boating at your front door to enjoy. The island is rich in heritage and 2/3 is the Terra Ceia Island Historical Area and Aquatic Preserve. Just a short trip to St. Petersburg, (being just south of the Sunshine Skyway Bridge) and Bradenton and Sarasota. If culture is your forte, enjoy all our area has to offer; the Ballet, Opera, Symphony, many Live theaters and Museums from Sarasota to St. Pete. Famous white sand beaches and great fishing too! MapQuest says: St. Pete is 23 minutes, Bradenton 11 min. and Sarasota 28 min. away. Neighborhood boat launch and dockage will get you out into the bay or Gulf of Mexico. Built in 2020 to rigid hurricane specifications and on 4, 000 PSI concrete pilings, with other structural concrete also 4, 000 PSI. The home sits 16 feet above sea level. Exterior walls are 2 X 6, with extra insulation, reducing electric bills. Custom made impact windows and cement siding for high hurricane protection. The owner/contractor is open to interior and exterior revision, once the property is purchased. The elevator or front door opens onto the over sized Living area and huge open kitchen. The Master Bedroom and Billiard room are on the first level, with other generous sized bedrooms and gym on the second floor. Some furnishings are included and others negotiable. Great spot for a pool and horses permitted too! A truly lovely home on a quiet street is your piece of paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,599,200 | $1,599,200 | $1,599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.875% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.903% | 7.014% | 7.041% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $10,909 | $10,506 | $14,263 |
Total Monthly Payment | $11,376 | $10,973 | $14,730 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.