Under contract-accepting backup offers. Welcome to Farrell Park, a peaceful, gated community that sits inside of the Ridgemoor Community in Palm Harbor. This LIGHT & BRIGHT END UNIT is located on the second floor and was freshly painted with neutral colors – ready for you to move in. As you pull into the assigned covered PARKING SPOT DIRECTLY IN FRONT of the condo, you’re only a few steps away from your new home. This 2-bedroom 2-bath unit is a perfect blend of comfort and style with an open floor plan and LVP flooring throughout. The kitchen is equipped with newer BLACK STAINLESS STEEL APPLIANCES, and features granite countertops, a granite composite double sink, and a closet pantry. It connects to the living and dining area creating a spacious and open atmosphere with LARGE WINDOWS. Split floor plan, the primary bedroom highlights a large walk-in closet with built-ins, SLIDING BARN DOORS and an updated ensuite bathroom with DOUBLE-SINK VANITY. The living area and guest bedroom both have glass sliding doors that lead to a screened-in lanai, where you can find a space saving LG DUAL-USE washer/dryer in the utility closet. The water heater and HVAC were replaced in 2018 as well as all the ceiling fans and stylish light fixtures. You are within walking distance to the community’s large screened-in pool, designated car wash area, or a quick bike ride to “Ridgemoor Central Park” with tennis courts, basketball court, playground and picnic area for residents to use. This complex is well-maintained and located in a charming area that offers the best of both worlds: the tranquility and allure of a small community filled with wildlife yet conveniently located minutes away from Publix, Starbucks, Walgreens, Dunkin Donuts, John Chestnut Park, Target Plaza, Hospitals, and other lifestyle needs. You are also just a short drive to Safety Harbor, Dunedin, Clearwater, and Tarpon Springs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$230,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $184,000 | $184,000 | $184,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.470% | 6.161% | 5.248% |
Monthly Tax Payment | $125 | $125 | $125 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,118 | $1,102 | $1,454 |
Total Monthly Payment | $1,318 | $1,302 | $1,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.