Rare, rare opportunity to purchase a 2023 renovated ranch villa/condo in The Hamlet at Ole Oyster Bay- Plainview. With over 2100 square feet of living space, this stunning home has all amenities for today's discerning buyers. This complete lifestyle community aligns with the open concept one story living. A grand two-story entry is accented with oversized windows, architectural ceiling and custom staircase leading to spacious, naturally lit entry. A 2023 gourmet kitchen has state of the art new stainless-steel appliances. Enjoy gas cooking on a 6 burner cook-top, custom quartz counter-tops, stunning backsplash, double oven, wine refrigerator, SS refrigerator/freezer and an abundance of light from the skylight and windows. The formal dining area has a tray ceiling and is conveniently located off of the kitchen. A vaulted ceiling living room is open to the dining room, has sliders to a maintenance free deck overlooking the rear property. There is a double door entry into the primary suite which also has sliders to the deck, tray ceiling, 2 walk in closets, ensuite bathroom with double sink vanity, separate tub and shower and additional linen storage. There is a second bedroom which is also ensuite plus a 3rd bedroom, (currently serves as a large family room), with triple clearstory windows. A guest powder room is conveniently located off of the hallway. Additional features include custom-made staircase railing, gas heating and cooking, hi-hats throughout, new 2023 custom flooring, hi ceilings plus plenty of storage. If ranch style living is not enough the community features add tremendous value. The Hamlet is complete with 24-hour manned gate, an indoor and outdoor pool, clubhouse, his/her card rooms, lakeview restaurant, fully equipped gym, locker rooms, lit tennis court and pickle ball, teen media room, reading library with snack bar, half basketball court, salon, steam room and sauna, message room and spa. A complete package from the home to the community! 1 level living at its finest!
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Our Executive Mortgage Banker:
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$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.875% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.430% | 6.977% | 6.664% |
Monthly Tax Payment | $1,393 | $1,393 | $1,393 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,127 | $4,462 | $5,917 |
Total Monthly Payment | $5,612 | $5,947 | $7,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.