Check out this 3/2/2 concrete block POOL home in Pine Ridge Estates on an acre parcel situated near Crystal River, the Gulf of Mexico, the Suncoast Parkway, and the Target shopping center! New roof in 2019! New HVAC in 2021! New Panel and sub panel boxes in 2021! Prominent features include fireplace, cathedral ceiling, public water, available high speed internet, split floor plan, main bedroom ensuite with walk-in closet, and office/bonus room adjacent to the pool deck under heat and air. Community features include shuffleboard, tennis, & pickleball courts, dog park, equestrian trails, horse stables, community center, billiards room, pavilions, and computer room. This home may need a little TLC. . . but the demo work has already been done with the bathrooms, kitchen, and floors, leaving a blank slate for the future buyers. Ample property parking space for an RV with an available 50 amp sub panel box available in the garage. Annual HOA fees are extremely low. Check out this POOL home today while it's still available!
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,000 | $278,000 | $278,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $107 | $107 | $107 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,850 | $1,848 | $2,384 |
Total Monthly Payment | $2,032 | $2,030 | $2,566 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.